Monday, February 27, 2006
Top 5 Most viewed Posts In This Blog
1. New Car Buying Services When You're Looking For A Rare Or Special Automobile
2. Buying New Car: Is Leasing A Better Option?
3. Online New Car Buying Has Never Been Easier With So Many Advantages
4. New Car Buying Tip: Don't Trade In A Car You Owe Money On
5. Why The Internet Is The Best New Car Buying Guide
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There is no need to rely on dividend paying stocks to make dividend like income in your portfolio when most stocks offer publicly traded options. You make these transactions with your broker, similar to buying and selling stocks. A call option gives another investor the right to buy shares from you at a price you set anytime before a certain date. You collect a premium by selling the call and you get the premium, in cash, on the day you sell the option. Just like a dividend.
PowerOptions provides the essential data you need to invest with stock options.
2. Buying New Car: Is Leasing A Better Option?
3. Online New Car Buying Has Never Been Easier With So Many Advantages
4. New Car Buying Tip: Don't Trade In A Car You Owe Money On
5. Why The Internet Is The Best New Car Buying Guide
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There is no need to rely on dividend paying stocks to make dividend like income in your portfolio when most stocks offer publicly traded options. You make these transactions with your broker, similar to buying and selling stocks. A call option gives another investor the right to buy shares from you at a price you set anytime before a certain date. You collect a premium by selling the call and you get the premium, in cash, on the day you sell the option. Just like a dividend.
PowerOptions provides the essential data you need to invest with stock options.
Saturday, February 25, 2006
New Car Buying Services When You're Looking For A Rare Or Special Automobile
What happens in situations where you are looking for new car buying services that will help you purchase a rare or very special machine with very special specifications and at the best price possible?
These situations are actually more common than most people imagine or appreciate. Just remember that in the group of frequent new car buyers there are some collectors, hobbyists and folks who are just generally crazy about cars. These guys also need reliable and trustworthy new car buying services. In fact they probably need them more than the rest of the folk because this is the group that car sales persons and even scum artists target to rob blind, given half a chance.
Being an expert on cars does not necessarily mean that one is an expert in new car buying services. Especially when you need to track down the vehicle and then still hope to get the best price possible from the fast-talking car salesman.
Many buying experts would probably tell you that yours was some pipe dream. Surely you do not go out looking for something special and still expect a special low price. That has to be a contradiction, is it not?
Mercifully there are online new car buying services that do not agree. It is possible, probably only in America to dream of something really special and still save a couple thousand bucks on the deal.
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Shopping around is really the only way to guarantee that you save money. That's why carInsurance.com is the easiest way to purchase your auto insurance online. It is so easy that in some states the whole process can be completed and you can have proof of insurance in your hands in 15 minutes. The goal here is for you to see how much you can save with their services and this site is very easy to use. There is really no better way to get a free online car insurance quote. You will not only save lots of cash, but you'll also save your precious time.
New Car Buying Experience Need Not Be A Nightmare
A staggering 18 Million new cars are sold in the United States every year but for many the entire new car buying experience is a nightmare.
It is also true that the new car buying experience can be lots of fun and excitement for many who would not have a clue what we are talking about here, using the word "nightmare." Still it is also true that there are those who would gladly prefer a visit to their dentist for a root canal. And a root canal without the novocain or any painkiller for that matter. That's how bad a nightmare it is.
What is it about buying a new car anyway? Most stuff can be purchased without the hassles and stress that goes into car buying. And I mean even stuff that is much more expensive.
The answer to that question probably lies n the fact that this is one industry that has over the years attracted all sorts of characters, representing all sorts of interests that they will never declare and waiting and preying on the slightly more ignorant.
In a way this explains the reason for the meteoric rise of the online auto broker. The professional buyer who spends all their time locating, purchasing and shipping cars to their clients. Unlike dealers a good broker does not represent any manufacturer and will therefore not push a certain model over another for personal reasons. This is also the sort of fellow that is a whole lot more difficult to fool and that's why it is hardly surprising that new car buying folks are not only saying good bye to the hassles but also saving thousands of dollars on their car buying deals.
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Investment experts insist that prices have not gone up, it is just that our paper money has lost a lot of value, more so because it is no longer backed by real money, real silver and gold. Did you know that the same weight in silver still buys gas at the price of decades ago (25 cents a gallon). That’s why investment experts have long-recommend portfolio diversification and that 20% or more of an investor's assets be devoted to tangible assets such as gold, silver and platinum bullion and bullion coins. This is a prudent asset diversification strategy critical in today’s uncertain world that is made possible by Monex a company that has been helping clients buy gold bullion since 1967.
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They specialize in going the extra mile for every one of their customers and the difference really shows in the quality of the final presentation. Do give them a chance to earn your business and you’ll never regret it. We are talking about Healthy Gift Baskets at Gourmet Gift Baskets, where you are guaranteed that the recipient will be delighted to receive it!
Friday, February 24, 2006
Buying New Car: Is Leasing A Better Option?
Anybody buying a new car who for a moment considered leasing has always asked themselves this question. And if you asked somebody to give you an answer it is possible that you've gotten as many answers as people you've popped the question to.
The answer to this question for anybody considering buying a new car is not so simple, cut and tried. Actually it depends on quite a number of factors.
Actually another way of looking at the whole thing is to realize that leases and loans are simply two different ways of financing your use of a new car. Leasing finances your use of a car while a loan finances your buying a new car. Each option has it's own advantages and disadvantages.
When you choose the option of buying a new car, you pay for the entire cost of the car and it does not matter how many miles you end up driving it. Usually you will make a down payment, pay sales taxes in cash or opt to roll them into your loan and pay an interest rate decided by your loan company. You will usually make your first payment a month after you sign your contract.
When instead of buying a new car, you opt to lease it, you will pay for only a portion of the car's total cost. Typically the part you "use up" during the period you will be driving it. What many people like about leasing is the fact that you will have an option of not making a down payment and in most states you will be able to pay sales tax only on your monthly payments. You will also be required to pay a money factor similar to the interest rate in a loan. You will also pay extra fees and possibly a security deposit that you would not need to pay if you were buying the car. Your first payment will need to be made when you sign your contract.
Those who prefer buying a new car to leasing say that at least when the loan is over, you have something to show for it. With leasing you will have nothing to show for your months of payments, unless you want to purchase the vehicle which will mean going into a totally new deal and arrangement.
Those who prefer leasing to buying a new car say that they save money on the monthly payments. They can then invest the extra cash in stocks or some other investment that will leave them with substantially more than a depreciated car whose value is very low if they had opted to purchase the vehicle.
The buying-a-new-car-with-a-loan crowd will counter back that the monthly savings are usually more likely to end up in groceries than in any meaningful investment.
And so the argument rages back and forth. The verdict really depends a lot on an individual, their priorities and temperament.
The answer to this question for anybody considering buying a new car is not so simple, cut and tried. Actually it depends on quite a number of factors.
Actually another way of looking at the whole thing is to realize that leases and loans are simply two different ways of financing your use of a new car. Leasing finances your use of a car while a loan finances your buying a new car. Each option has it's own advantages and disadvantages.
When you choose the option of buying a new car, you pay for the entire cost of the car and it does not matter how many miles you end up driving it. Usually you will make a down payment, pay sales taxes in cash or opt to roll them into your loan and pay an interest rate decided by your loan company. You will usually make your first payment a month after you sign your contract.
When instead of buying a new car, you opt to lease it, you will pay for only a portion of the car's total cost. Typically the part you "use up" during the period you will be driving it. What many people like about leasing is the fact that you will have an option of not making a down payment and in most states you will be able to pay sales tax only on your monthly payments. You will also be required to pay a money factor similar to the interest rate in a loan. You will also pay extra fees and possibly a security deposit that you would not need to pay if you were buying the car. Your first payment will need to be made when you sign your contract.
Those who prefer buying a new car to leasing say that at least when the loan is over, you have something to show for it. With leasing you will have nothing to show for your months of payments, unless you want to purchase the vehicle which will mean going into a totally new deal and arrangement.
Those who prefer leasing to buying a new car say that they save money on the monthly payments. They can then invest the extra cash in stocks or some other investment that will leave them with substantially more than a depreciated car whose value is very low if they had opted to purchase the vehicle.
The buying-a-new-car-with-a-loan crowd will counter back that the monthly savings are usually more likely to end up in groceries than in any meaningful investment.
And so the argument rages back and forth. The verdict really depends a lot on an individual, their priorities and temperament.
Online New Car Buying Has Never Been Easier With So Many Advantages
Online new car buying is still a very new thing to most people and yet the truth of the matter is that many are missing out on the many advantages and benefits of this new privilege made possible by the World Wide Web.
You will tend to get most people's attention when you point out the huge savings that are possible when buying a new car online. There are so many aspects that make this possible. For instance you can buy your new car from another state online, where that particular model and make is available just now at a very special unbeatable price. We even now have online brokerages that will quickly search for the exact type of new car you are considering buying. Their search can come down to every small, tiny detail including color and extras and options, all for a very minimal fee. And you will often end up saving not only your time but up to several thousand dollars as well, if you opt to go through with the purchase.
All these advantages of online new car buying have been made possible only because of the existence of the World Wide Web. While you may quickly get tired moving from one dealership to another looking at the cars, online new car buying means that your fingers do all the "walking" and shuttling across the keyboard in the comfort and coziness of your office or home.
You can even have that usual argument with you spouse over what model to go for without the embarrassment of a salesperson listening in. And you can be sure that they will take full advantage of all the information they can gather about you from the conversation to get as much cash as possible out of you.
You will tend to get most people's attention when you point out the huge savings that are possible when buying a new car online. There are so many aspects that make this possible. For instance you can buy your new car from another state online, where that particular model and make is available just now at a very special unbeatable price. We even now have online brokerages that will quickly search for the exact type of new car you are considering buying. Their search can come down to every small, tiny detail including color and extras and options, all for a very minimal fee. And you will often end up saving not only your time but up to several thousand dollars as well, if you opt to go through with the purchase.
All these advantages of online new car buying have been made possible only because of the existence of the World Wide Web. While you may quickly get tired moving from one dealership to another looking at the cars, online new car buying means that your fingers do all the "walking" and shuttling across the keyboard in the comfort and coziness of your office or home.
You can even have that usual argument with you spouse over what model to go for without the embarrassment of a salesperson listening in. And you can be sure that they will take full advantage of all the information they can gather about you from the conversation to get as much cash as possible out of you.
New Car Buying Service You Should Be Aware Of
For some folks the process of buying a new car is a pleasurable activity they look forward to and they would never dream of using any new car buying service.
The fun for them is in shuttling from one dealership to another, asking questions, test driving cars, looking under the bonnet and using their knowledge on cars to generally run circles around every salesperson they come across. Who wants a new car buying service taking over all that and the fun with it?
But not all people in the process of buying a new car would shun a service that would make the whole process a lot easier. You may have noticed that our way of life these days is such that time come at a premium and getting an afternoon away from the office or even on the phone calling a few car dealerships is just not possible.
This is one of the reasons why an increasing number of tasks we used to enjoy going out to do are now all being done online from the comfort of the office or the home. The best example that comes to mind is Christmas shopping.
Little wonder that every new car buying service that has taken the initiative of bringing the whole process of purchasing a car online seems to be thriving so much. Actually when you think about it, there are very few service aspects of buying a new car that one cannot effectively and comfortably get done online these days. From viewing the car, its' specifications and even to seeing critical comments of experts who have recently test-driven the new car that you are interested in to every other service that would be useful to a person considering buying a car.
The fun for them is in shuttling from one dealership to another, asking questions, test driving cars, looking under the bonnet and using their knowledge on cars to generally run circles around every salesperson they come across. Who wants a new car buying service taking over all that and the fun with it?
But not all people in the process of buying a new car would shun a service that would make the whole process a lot easier. You may have noticed that our way of life these days is such that time come at a premium and getting an afternoon away from the office or even on the phone calling a few car dealerships is just not possible.
This is one of the reasons why an increasing number of tasks we used to enjoy going out to do are now all being done online from the comfort of the office or the home. The best example that comes to mind is Christmas shopping.
Little wonder that every new car buying service that has taken the initiative of bringing the whole process of purchasing a car online seems to be thriving so much. Actually when you think about it, there are very few service aspects of buying a new car that one cannot effectively and comfortably get done online these days. From viewing the car, its' specifications and even to seeing critical comments of experts who have recently test-driven the new car that you are interested in to every other service that would be useful to a person considering buying a car.
New Car Buying Tip: Don't Trade In A Car You Owe Money On
Here is a new car buying tip that can save you a lot of anxiety and grief, if not money.
It is quite common for people buying a new car to trade in their old car, and this tip will help you avoid the pitfall of such an action. Many times the happy customer drives away into the sunset and forgets all about this tiny detail only to get a very rude awakening a few weeks later. They suddenly find out that their new car dealer did not pay off their car loan in a couple of days as promised.
Legally when the bank calls, the loan is still in your name and you are therefore still liable and responsible.
The new car buying tip here that you really need to remember and enforce at all times, no matter how much you trust the car dealer, is to make sure that the car dealer puts everything in writing. It is really that simple. They need to put their promised intentions in writing that they will pay off your car loan in 10 days as promised verbally.
If they can not put it in writing then you should not under any circumstances whatsoever make the deal.
This is one tip for new car buying that has absolutely no exceptions.
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Personal bankruptcy is generally considered the ultimate debt management option and although it will get you off the hook as far as many of your creditors are concerned, it is important to realize its’ long term effects and impact on your life. Although in certain situations it is the only option, it will stay on your credit report for 10 years and make life difficult for you in many ways. That is why many opt for debt consolidation instead. Debt consolidation involves taking out a low-interest loan that will pay off all your debts, leaving you with just the one loan to pay off.
It is quite common for people buying a new car to trade in their old car, and this tip will help you avoid the pitfall of such an action. Many times the happy customer drives away into the sunset and forgets all about this tiny detail only to get a very rude awakening a few weeks later. They suddenly find out that their new car dealer did not pay off their car loan in a couple of days as promised.
Legally when the bank calls, the loan is still in your name and you are therefore still liable and responsible.
The new car buying tip here that you really need to remember and enforce at all times, no matter how much you trust the car dealer, is to make sure that the car dealer puts everything in writing. It is really that simple. They need to put their promised intentions in writing that they will pay off your car loan in 10 days as promised verbally.
If they can not put it in writing then you should not under any circumstances whatsoever make the deal.
This is one tip for new car buying that has absolutely no exceptions.
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Personal bankruptcy is generally considered the ultimate debt management option and although it will get you off the hook as far as many of your creditors are concerned, it is important to realize its’ long term effects and impact on your life. Although in certain situations it is the only option, it will stay on your credit report for 10 years and make life difficult for you in many ways. That is why many opt for debt consolidation instead. Debt consolidation involves taking out a low-interest loan that will pay off all your debts, leaving you with just the one loan to pay off.
Why The Internet Is The Best New Car Buying Guide
A new car buying guide will help anybody in the market for a new car save a lot of money and time. Actually there is no better, more detailed new car buying guide than the net itself.
This new car buying guide will enable you to thoroughly research the kind of car you want, the options you need, complete with the exact prices involved for the different set of specifications you may want to settle for.
The World Wide Web is one new car buying guide that is capable of arming you with so much information that by the time you walk into a dealership the odds will heavily be stacked in your favor for walking out with the best deal possible.
A good first step is to visit the manufacturer's web sites where you can start off checking out the models and their available extras and preferences.
Useful new car buying guide information at a manufacturer's site includes the Manufacturer Suggested Retail Price (MSRP). You will also be able to find a wide choice of local dealers within your reach. It is important to note that the MSRP is the base price and does not include options, accessories and delivery or destination charges. The sticker price or intended retail price at the dealers will include all these but not taxes, title fees or registration fees.
With this initial information, you can then dive into the multitude of different web sites avaialble out there that will usually have much more information that you need to help you and guide you in your new car buying mission.
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Nancy Burpee is a world class paralympic swimmer, who has set world records in the 50 and 100 yards freestyle but was disqualified and thus effectively locked out from the 2004 Paralympic Games held in Athens, Greece on a procedural technicality. Law firm simmons jannace & stagg represented her in an effort to have the disqualification overturned and argued that the Australian referee showed bias against Ms. Burpee by making various comments indicating that the Australian referee did not want Ms. Burpee competing against an Australian paralympic swimmer at the games.
This new car buying guide will enable you to thoroughly research the kind of car you want, the options you need, complete with the exact prices involved for the different set of specifications you may want to settle for.
The World Wide Web is one new car buying guide that is capable of arming you with so much information that by the time you walk into a dealership the odds will heavily be stacked in your favor for walking out with the best deal possible.
A good first step is to visit the manufacturer's web sites where you can start off checking out the models and their available extras and preferences.
Useful new car buying guide information at a manufacturer's site includes the Manufacturer Suggested Retail Price (MSRP). You will also be able to find a wide choice of local dealers within your reach. It is important to note that the MSRP is the base price and does not include options, accessories and delivery or destination charges. The sticker price or intended retail price at the dealers will include all these but not taxes, title fees or registration fees.
With this initial information, you can then dive into the multitude of different web sites avaialble out there that will usually have much more information that you need to help you and guide you in your new car buying mission.
==================
Nancy Burpee is a world class paralympic swimmer, who has set world records in the 50 and 100 yards freestyle but was disqualified and thus effectively locked out from the 2004 Paralympic Games held in Athens, Greece on a procedural technicality. Law firm simmons jannace & stagg represented her in an effort to have the disqualification overturned and argued that the Australian referee showed bias against Ms. Burpee by making various comments indicating that the Australian referee did not want Ms. Burpee competing against an Australian paralympic swimmer at the games.
Wednesday, February 22, 2006
What To Know If You Are In The Market For A New Car
by John Rivers
If you are in the midst of shopping for a new car then you need to know what you are doing. If you don't take the time to learn the ins and outs of buying a new car you are going to get taken for a ride, an expensive one.
Here are the top tips to make sure that you get a deal on your new car:
Find out what kind of car you are looking for
If you walk onto the lots with a clear idea of what you are looking for, you will be much less likely to get talked into a more expensive car. All of the car salesmen are going to be trying to get you to spend as much money as possible, that is what makes them the big bucks so keep that in mind. Know what you want and go for it and that is all. Don't look around and let yourself get too tempted by other cars or vans that you know you cannot afford.
Shop around
You should always shop around for the best possible deals on the kind of car or truck that you are looking for. This is the only way to get a deal that will save you some serious cash. With the money that you save you will be able to get some extras on your car if you want to, like air or a better stereo system.
Think about used vs. new cars
Think about if you really want to get a brand new car. These cars lose a massive amount of their value as soon as you drive it off of the lot. This money is not money you can get back even if you sell it right away, it is just gone. By purchasing a new car you will be able to get a car that is just as wonderful but that cost a significant amount less.
Buying a car is a big deal and it is one that you need to think about and plan for. This is the best way for you to get the car that you want while saving some cash at the same time.
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About the Author
John Rivers is the owner of Carlos Cars. His website offers tips and information that guides consumers through the new and used car buying process at the dealership.
If you are in the midst of shopping for a new car then you need to know what you are doing. If you don't take the time to learn the ins and outs of buying a new car you are going to get taken for a ride, an expensive one.
Here are the top tips to make sure that you get a deal on your new car:
Find out what kind of car you are looking for
If you walk onto the lots with a clear idea of what you are looking for, you will be much less likely to get talked into a more expensive car. All of the car salesmen are going to be trying to get you to spend as much money as possible, that is what makes them the big bucks so keep that in mind. Know what you want and go for it and that is all. Don't look around and let yourself get too tempted by other cars or vans that you know you cannot afford.
Shop around
You should always shop around for the best possible deals on the kind of car or truck that you are looking for. This is the only way to get a deal that will save you some serious cash. With the money that you save you will be able to get some extras on your car if you want to, like air or a better stereo system.
Think about used vs. new cars
Think about if you really want to get a brand new car. These cars lose a massive amount of their value as soon as you drive it off of the lot. This money is not money you can get back even if you sell it right away, it is just gone. By purchasing a new car you will be able to get a car that is just as wonderful but that cost a significant amount less.
Buying a car is a big deal and it is one that you need to think about and plan for. This is the best way for you to get the car that you want while saving some cash at the same time.
=================
About the Author
John Rivers is the owner of Carlos Cars. His website offers tips and information that guides consumers through the new and used car buying process at the dealership.
